Profile
Tailored loan products for townhouses, apartments, and commercial buildings.
Explore Development FinanceFinance warehouses, childcare centres, retail centres, and mixed-use builds.
Fund Your Commercial BuildSecure raw land loans, bridging finance, and subdivision lending.
Secure Land FinanceTop up your capital stack when senior lending falls short.
Learn About Mezzanine FinanceAccess equity from unsold units to fund your next project.
Unlock Unsold Stock EquityFinance for industrial facilities, warehouses, and logistics hubs.
Industrial Finance OptionsTownhouse and apartment developments intended for sale or lease.
Finance Your DevelopmentSpecialist construction finance for healthcare and childcare facilities.
Explore Specialist BuildsCombined residential and commercial developments under one finance structure.
Mixed-Use Loan OptionsFunding for commercial renovations, conversions, and value-add investments.
Fund Your RenovationStudent housing, boarding homes, and boutique motel developments.
Accommodation FinanceGrow your property portfolio with strategic investment lending.
Grow Your PortfolioFinance solutions for buying or investing in commercial real estate.
Commercial Loan OptionsStay informed with the most recent rate changes and news.
Check the Latest RatesReady to take the next step on your construction project? We specialise in commercial construction loans tailored to developers, business owners, and landowners ready to scale. Let us help you move faster and structure smarter.
We review your project scope, development feasibility, cost breakdown, and timeline to understand your construction finance needs.
We assess your Total Development Cost, Gross Realisation Value, equity position, pre-sales, and exit strategy to build a strong lending case.
We structure your capital stack across senior debt, mezzanine layers, and equity contributions, then match you with the right lender from our network.
Why Us
Deep expertise in commercial construction lending, from warehouses to multi-unit developments.
Access to bank, non-bank, private, and institutional lenders to find the right fit for your project.
We translate your development vision into a format lenders support, with detailed feasibilities and costings.
Senior debt, mezzanine finance, and equity contributions structured to preserve your cash flow and maximise returns.
Local knowledge of Melbourne’s growth corridors, rezoning trends, and development landscape.
Fully endorsed by MFAA & FBAA—professional excellence and ethical lending practices.
From land acquisition and drawdown management through to refinancing and exit strategy execution.
From single-site builds to multi-stage developments, strategies matched to your project scale and profit goals.
Discover why more Melbourne developers are choosing AxJ Finance Brokers over traditional banks for construction lending—thanks to our specialist knowledge, broader lender network, and developer-first approach.
Limited to one lender’s construction products and policies.
Access to 40+ lenders including private, institutional, and non-bank options.
Rigid structures that may not suit complex development projects.
Flexible capital stacks with senior debt, mezzanine, and equity layers.
Slow approvals with lengthy due diligence and internal red tape.
Professionally packaged applications that speed up lender approvals.
Generic assessments that miss project-specific nuances.
Specialist knowledge of feasibility, GRV, drawdowns, and exit strategies.
Focus on the bank’s risk appetite, not your project’s potential.
Your development goals come first—we advocate for your project.
No support for drawdown management or post-settlement strategy.
End-to-end guidance from land acquisition through to project completion.
Business Information
Shern Advisory, a trusted mortgage broker in Melbourne, specialises in providing personalised loan solutions to help you navigate the dynamic property market with ease. Led by principal broker Jason, our team is dedicated to delivering tailored, responsive, and proactive mortgage services, ensuring your financial journey is smooth and successful.
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This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
All finance applications and variations are subject to lenders terms and conditions. Fees and charges and eligibility criteria apply.
Mortgage brokers in Melbourne and surrounding areas, guiding your financial journey seamlessly.
A J Squared Trust t/as SA Finance Brokers
ABN 36 875 784 774
Australian Credit Licence 550893
© SA Finance Brokers | All Rights Reserved A J Squared Trust t/as SA Finance Brokers ABN 36 875 784 774 Australian Credit Licence 550893
